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=== Don't fly anything you can't afford to lose (replace) === | === Don't fly anything you can't afford to lose (replace) === | ||
This is often referred to as the number one rule of EVE Online. When you undock a ship in EVE Online there is always a chance that you will lose it, even in [[System_Security|High Security space]]. So do not fly any ships which would be too expensive for you to lose. Ideally make sure you could afford to replace the ship several times over. You can [[Insuring_your_ship|insure]] your ship which will allow you to recover some of the ISK, but do not rely on this. Insurance only covers on the loss of the hull, and not on any modules, rigs, or | This is often referred to as the number one rule of EVE Online. When you undock a ship in EVE Online there is always a chance that you will lose it, even in [[System_Security|High Security space]]. So do not fly any ships which would be too expensive for you to lose. Ideally make sure you could afford to replace the ship several times over. You can [[Insuring_your_ship|insure]] your ship which will allow you to recover some of the ISK, but do not entirely rely on this. Insurance only covers on the loss of the ''hull'', and not on any modules, rigs, or cargo; and as such if you are flying in a ship with expensive modules, insurance will not go very far. (Furthermore, as insurance payouts are based on the mineral cost of the hull, Faction and Tech 2 ships do not give very good insurance payouts.) | ||
It's usually healthiest to think of your ship as a piece of expendable equipment, like a very large drone or missile. Don't treat it like your life's one true love; it'll very likely turn into a pretty explosion one day. | |||
As a general rule, an uninsured hull will pay out around 40% of the hull's value, and an insured loss will pay out that 40%, plus twice whatever you paid in to the insurance. So if you're placing yourself into a high-risk environment, it's always worth insuring it to recover some of the cost of the ship you're probably about to lose. Insurance in EVE is not a system to fully replace losses, but a return on banking that your ship ''will'' be lost. | |||
=== High Security space doesn't mean "Safe space" === | === High Security space doesn't mean "Safe space" === | ||